venerdì 5 febbraio 2016

Acquistare o affittare?

Economics on Buying vs Renting a House - Marginal REVOLUTION:

'via Blog this'

it’s not good to have a significant share of your wealth locked into a single asset. Diversification is better and it’s easier to diversify with stocks - See more at:

Indeed, you should expect that as an investment your house will appreciate less than does the stock market - See more at:

ownership locks people to location making it harder to move for jobs. - See more at:

Houses today also come bundled with a significant side asset – access to so-called public schools - See more at:

Most economists, however, think that the United States tax code is inefficiently biased toward housing. There is no good reason to bias people away from renting and towards buying. Germany is a wealthy country and a majority of Germans get by just fine by renting - See more at: